NEW MONEY
A FINANCIAL LIFE SIMULATOR
Get dealt a hand.
Build an empire.
Sell a nightclub for nine figures. Buy a tower downtown. Get promoted to Managing Director. Own a basketball franchise.
Every screen below is real. All of this is yours to do.
No sign-up · Saves to your browser
Top exit
$117M
Top franchise
$6.2B
Top salary
$1.4M/yr
NEW MONEY
Marcus Vale
Managing Director
Sterling Securities · Married · 2 kids
Cash
$284M
Net Worth
$2.41B
Health
82
Happy
71
Smarts
94
Looks
66
Life Ledger
Age 41
08
Joined the rec basketball league. Coach said you have good hands.
14
First summer job — lifeguard at Lakeside Pool. $4,200 saved.
18
Accepted at Wharton. Dad cried. Mom posted on Facebook.
22
Analyst offer from Sterling Securities. $185K + sign-on.
27
Bought your first home. $480K, 30-yr fixed.
31
Founded Velvet Hour. Sunk $5M of your savings into it.
35
Promoted to VP. Salary jumped to $620K.
41
Velvet Hour sold to Sterling PE for $117M. You netted $112M.
Deal ClosedCash
$167M
Net
$2.29B
You sold the business
Velvet Hour
Nightclub · Owned 9 yrs · Founded
SALE PRICE
$117M
Sterling PE Capital
3 BIDSPatrons
220K
VIP rms
18
Best yr
$48M
CommercialCash
$148M
Net
$920M
Meridian Tower
$86.3M
Class A office · Downtown · 28 floors · 412K sqft
Tenants
38
Occ
94%
Cap
7.2%
Anchor tenants
Promotion
PLATINUM
Managing Director
Sterling Securities · Age 41
New Salary
$1.4M/yr
+$580K vs last year
Sign-on
$420K
Equity
$2.1M
Year One Comp
$3.92M
PBL · You OwnCash
$1.24B
Net
$8.6B
Eastlake Lightning
3 Crown Classics · 14 yrs · Eastern #1
FRANCHISE VALUE
$6.2B
62-20
118 PPG · #2 offense
Franchise Player
Devon Reeves · SF
$48M/yr
Date NightCash
$284M
Net
$2.41B
Sienna Marlowe
$420K/yr
VP Brand · Vermillion Fashion · 32
“Three dates in. She picked the wine. She picked the bill. Her family owns the Vermillion building.”
Chem
94
Looks
★★★★★
Family
$1.8B
Estate · For YouCash
$76M
Net
$612M
Crystal Cove
$45.4M
Modern · 12 bed · 18,400 sqft · Malibu
Bed
12
Garage
14
Pool
3
MembershipCash
$4.2M
Net
$48M
Cypress Country Club
$284K
Est. 1903 · 18-hole championship · Carmel
Initiation
$284K
Annual dues
$48.6K
◆ The Vault
+12.4% YoY
NET WORTH
$2.41B
Liquid · $284M
◆ Top Assets
Velvet Hour Group
$340M
Crystal Cove Estate
$182M
Eastlake Lightning
$6.2B
Decabillionaire tier
$7.6B to go
◆ Holdings
+18.4% TODAY
PORTFOLIO
$478M
APEX
4,200 sh
$182M
+24.6%
AETH
12,400 sh
$96M
+8.1%
BULL
2,800 sh
$74M
+62.3%
ATLS
8,600 sh
$58M
-3.2%
BLOM
5,400 sh
$42M
+11.4%
◆ Encrypted11:42 PMThe Mercer Hotel
Suite 1402
Wife is in Aspen until Sunday · phone off
Margot Vance
Your CFO · 6 months running
Risk 88
“Last time you got sloppy. The barback recognized your face on Page Six.”
SuperyachtCash
$890M
Net
$4.1B
Tartarus
$182.5M
Lürssen 88m · 12 guests · 26 crew
Range
6.4Knm
Top kn
19
Ann. ops
$14M
Private JetCash
$420M
Net
$3.2B
Gulfstream G700
$78.9M
Ultra-long range · 19 seats · 2 crew
Range
7.5Knm
Mach
0.94
Ann. ops
$4.2M
Accolade
PLATINUM
You hit $1B
Billionaire
3 of 4,231 players this season
Net Worth
$1.04B
Age 41 · Unlocked at Sterling exit
Deal ClosedCash
$167M
Net
$2.29B
You sold the business
Velvet Hour
Nightclub · Owned 9 yrs · Founded
SALE PRICE
$117M
Sterling PE Capital
3 BIDSPatrons
220K
VIP rms
18
Best yr
$48M
CommercialCash
$148M
Net
$920M
Meridian Tower
$86.3M
Class A office · Downtown · 28 floors · 412K sqft
Tenants
38
Occ
94%
Cap
7.2%
Anchor tenants
Promotion
PLATINUM
Managing Director
Sterling Securities · Age 41
New Salary
$1.4M/yr
+$580K vs last year
Sign-on
$420K
Equity
$2.1M
Year One Comp
$3.92M
PBL · You OwnCash
$1.24B
Net
$8.6B
Eastlake Lightning
3 Crown Classics · 14 yrs · Eastern #1
FRANCHISE VALUE
$6.2B
62-20
118 PPG · #2 offense
Franchise Player
Devon Reeves · SF
$48M/yr
Date NightCash
$284M
Net
$2.41B
Sienna Marlowe
$420K/yr
VP Brand · Vermillion Fashion · 32
“Three dates in. She picked the wine. She picked the bill. Her family owns the Vermillion building.”
Chem
94
Looks
★★★★★
Family
$1.8B
Estate · For YouCash
$76M
Net
$612M
Crystal Cove
$45.4M
Modern · 12 bed · 18,400 sqft · Malibu
Bed
12
Garage
14
Pool
3
MembershipCash
$4.2M
Net
$48M
Cypress Country Club
$284K
Est. 1903 · 18-hole championship · Carmel
Initiation
$284K
Annual dues
$48.6K
◆ The Vault
+12.4% YoY
NET WORTH
$2.41B
Liquid · $284M
◆ Top Assets
Velvet Hour Group
$340M
Crystal Cove Estate
$182M
Eastlake Lightning
$6.2B
Decabillionaire tier
$7.6B to go
◆ Holdings
+18.4% TODAY
PORTFOLIO
$478M
APEX
4,200 sh
$182M
+24.6%
AETH
12,400 sh
$96M
+8.1%
BULL
2,800 sh
$74M
+62.3%
ATLS
8,600 sh
$58M
-3.2%
BLOM
5,400 sh
$42M
+11.4%
◆ Encrypted11:42 PMThe Mercer Hotel
Suite 1402
Wife is in Aspen until Sunday · phone off
Margot Vance
Your CFO · 6 months running
Risk 88
“Last time you got sloppy. The barback recognized your face on Page Six.”
SuperyachtCash
$890M
Net
$4.1B
Tartarus
$182.5M
Lürssen 88m · 12 guests · 26 crew
Range
6.4Knm
Top kn
19
Ann. ops
$14M
Private JetCash
$420M
Net
$3.2B
Gulfstream G700
$78.9M
Ultra-long range · 19 seats · 2 crew
Range
7.5Knm
Mach
0.94
Ann. ops
$4.2M
Accolade
PLATINUM
You hit $1B
Billionaire
3 of 4,231 players this season
Net Worth
$1.04B
Age 41 · Unlocked at Sterling exit
Net Worth
Become a billionaire.
Hit ten figures and the world reads about it. Start with a $0 GED. End with a foundation, a fleet, and your name on a building. The Vault tracks every dollar.
NEW MONEY
◆ Wealth Breakdown
+12.4% YoY
◆ Top Assets
Frostburg Performance
Racing · ★★★★
$310M
Aetherton AI
Founded · tech
$240M
Obsidian PE · Fund III
Private equity
$112M
The Sovereign Estate
Manhattan · primary
$48.5M
Patek Philippe Calatrava
Vintage · 1953
$8.2M
NEW MONEY
◆ Portfolio
+18.2% YTD
$1.24B
Stocks · Private Funds · Billionaire tier
Top Holdings
APEX
Apex Capital
$284M
+14%
ATLS
Atlas Industries
$216M
+9%
BOLT
Bolt Energy
$152M
−3%
AZTH
Azimuth AI
$128M
+22%
◆ Private Funds
Upcoming Capital Calls
2 due
Realized YTD
+$74.2M
Unrealized
+$112M
Sports
Own a team. Win it all.
Buy a 2-star franchise. Build the roster. Climb the standings until you hoist the trophy. Dynasty wins (7+ championships) compound prize money up to +60%.
NEW MONEY
Financial Event
🏆 FROSTBURG PERFORMANCE WON THE GRAND CHAMPIONSHIP
The threepeat — fans 100%, they’d elect you mayor.
◆ Facilities
Stadium
L3 · Elite
Training
L3
Coach
★★★★
Sponsor windfall
+$8.4M
NEW MONEY
Frostburg Performance
★★★★☆Star Rating
Franchise
$580M
Annual Rev
$280M
Fan %
100
League Standings
3 CHAMPIONSHIPS · 7 YEARS OWNED
Career
Climb the ladder.
Doctor, lawyer, banker, founder. Every track has a realistic 5-7 step ladder. CTO and Managing Partner exist — they just aren't guaranteed. Grind for them.
NEW MONEY
◆ Career Ladder · Tech
Age 44
NEW MONEY
Promotion
PLATINUM
Chief Technology Officer
NeonTech · Age 44
New Salary
$1.1M/yr
+$420K vs last year
Real Estate Portfolio
Penthouses, hotels, walk-ups.
Buy with cash or finance. Rent them out. Live in your primary. Portfolios over $100M unlock a whole new league of properties.
NEW MONEY
◆ Your Estate
8 properties
$92.7M
Total equity · +$148K/mo rent · 3 rentals
The Sovereign Estate
PRIMARY$48.5M
Castle Estate
VACATION$22.5M
Hamptons Beach House
VACATION$14.8M
Soho Commercial
COMMERCIAL$11.6M
Mission Walk-Up
RENTAL · 4U$3.2M
Tuscan Villa
VACATION$8.1M
Aspen Chalet
VACATION$7.2M
Cliffside Glass
RENTAL$11.2M
Rentals
3
Vacation
4
Rent/mo
$148K
Milestones
Unlock 62 accolades.
Hit a wealth tier, celebratory popup fires with the hero diorama. First job at 16. Decabillionaire at 49. Titan at $50B. Every threshold is a moment.
NEW MONEY
Accolade Unlocked
PLATINUM
Decabillionaire
Net worth hits $10B
NEW MONEY
◆ Accolades · 32 / 62
Platinum
8
Gold
12
Silver
12
Real Estate
Grow a real estate empire.
Walk-ups, beach houses, castles, art-deco penthouses. 48 properties in the catalog. Finance with a mortgage, pay cash, or rent them out. The portfolio compounds.
NEW MONEY
◆ Market Listings
15 lots
The Sovereign Estate
LUXURY$48.5M
chevron_rightCliffside Glass House
HOUSE$11.2M
chevron_rightCastle Estate
LUXURY$74M
chevron_right
Azure Overwater Villa
VACATION$22.6M
chevron_rightBleecker Walk-Up
APT$3.4M
chevron_right
Art Deco Tower 14F
PENTHOUSE$18.9M
chevron_right
Beach House Cali
VACATION$8.7M
chevron_rightBrutalist Tower 8A
COMMERCIAL$26.1M
chevron_rightNEW MONEY
LUXURYPRE-WARUpper East Side · Manhattan
The Sovereign Estate
Park-facing pre-war penthouse
Vehicles
Build the fleet.
Hypercars, hand-built coupes, daily drivers, motorcycles. Every car has 0-60, top speed, drivetrain, depreciation. Park them. Drive them. Show them off.
NEW MONEY
◆ Fleet · Exotic
12 in stock
Electron X
2000hp · 0-60 1.8s
$420K
chevron_right
Museum Piece
1200hp · 0-60 2.1s
$800K
chevron_right
Omego X
1200hp · 0-60 2.1s
$480K
chevron_right
Purple Royalty
950hp · 0-60 2.3s
$620K
chevron_right
Cobalt EV GT
1020hp · 0-60 2.0s
$380K
chevron_right
Aetherline G900
Mach .94 · 19 seats
$72M
chevron_right
Riviera Crown
184ft · 8 cabins
$75M
chevron_right
Vector M4
503hp · 0-60 3.5s
$74K
chevron_right
Voltaire
295hp · 0-60 5.1s
$44K
chevron_right
Volt Racer
200hp · top 180mph
$110K
chevron_rightNEW MONEY
HYPERCAREVQuad-motor electric
Electron X
All-electric hypercar · 2,000 horsepower
HP
2,000
0-60
1.8s
Top
258
Range
298mi
Yachts
Charter a superyacht.
184 feet of statement. Tri-deck, helipad, eight cabins, fourteen crew. Or pick the classic vintage wooden cutter. The marina remembers.
NEW MONEY
◆ Marina · 7 yachts
Riviera Crown · 184ft
SUPERYACHT$75M
Explorer 142ft
EXPEDITION$32M
Sailing Yacht
CLASSIC$18M
Classic Wood
VINTAGE$8.5M
Catamaran 70ft
PARTY$4.2M
Mega Yacht
TRI-DECK$120M
Cigarette Boat
SPEED$1.8M
NEW MONEY
EXOTICSUPERYACHTMonaco · Slip 14
Riviera Crown · 184ft
Tri-deck · helipad · jacuzzi · cinema
Length
184ft
Spd
22kn
Cabins
8
Crew
14
Private Jets
Fly your own plane.
NYC to Tokyo, nonstop. Flagship long-range. Supersonic for a meeting. Light jet for the weekend. Whoever you bring, they remember it.
NEW MONEY
◆ Hangar · 5 jets
Aetherline G900
8,200mi · 19 seats
$72M
Jumbo Private
7,500mi · 22 seats
$95M
Executive Jet
4,800mi · 12 seats
$28M
Light Jet
2,400mi · 7 seats
$9M
Mach Viper
NYC-LON · 3hr
$75M
NEW MONEY
FLAGSHIPPRIVATE JETTeterboro Hangar 7
Aetherline G900
Ultra-long range · NYC → Tokyo nonstop
Range
8,200mi
Cruise
M.94
Seats
19
Crew
3
Markets
Make your first million.
Trade public equities with real logos and live charts. Get invited into PE, hedge funds, vintage wine. Lockups, quarterly returns, by-invitation tiers. The market is how you get there fast.
NEW MONEY
APEX
Apex Capital · NYSE
$284.62
+$36.40 (+14.7%) today
Day Range
$248-$286
52W Range
$144-$291
Mkt Cap
$640B
P/E
32.4
Latest News
NEW MONEY
◆ Portfolio
+18.2% YTD
$1.24B
Stocks · Private Funds · Billionaire tier
Top Holdings
APEX
Apex Capital
$284M
+14%
ATLS
Atlas Industries
$216M
+9%
BOLT
Bolt Energy
$152M
−3%
AZTH
Azimuth AI
$128M
+22%
◆ Private Funds
Upcoming Capital Calls
2 due
Realized YTD
+$74.2M
Unrealized
+$112M
Education
Get the degree.
Ivy League, private, state school, community college, trade. Each opens different doors. MD takes 8 years. JD takes 3. Both pay for life.
NEW MONEY
◆ Pick a School
IVY LEAGUEAetherton University
$58K/yr
PRIVATEStradford College
$42K/yr
STATEWestgate State
$18K/yr
CCEastlake Community
$6K/yr
TRADEHeritage Trades
$8K/yr
NEW MONEY
IVY LEAGUECommencement
You graduated.
Magna cum laude · Computer Science · Aetherton University
GPA
3.94
Doors Opened
“Mom called crying. Dad shook your hand for the first time.”
Clubs
Join the room that matters.
Country club, yacht club, aviation society, polo, vintners. Memberships open doors regular people don't know exist. Real introductions, real deal flow.
NEW MONEY
◆ Members Only
Eastlake Country Club
PRIVATE+1 social tier · +6 chr
$48K/yr
Pacific Yacht Club
BY APPL.Marina slip · regattas
$36K/yr
Aurelian Aviation Society
INVITEHangar · cross-club deals
$72K/yr
Helios Polo Club
PRIVATEStable · season finals
$24K/yr
Vintners Society
WAITLISTAllocations · cellar
$18K/yr
Concours d’Élégance
JURIEDShowings · auctions
$12K/yr
NEW MONEY
CLUBEastlake Country Club
Where the room shapes the year.
What you get
- golf_courseTee times, every weekend
- restaurantDining room. Real introductions.
- handshakeMembers open doors others can't.
- auto_awesome+1 social tier · +6 charisma
Initiation
$120K
Annual
$48K
The Shadow Side
Run the underground.
Six illegal operations that hand you tax-free cash. Drug empire, arms brokerage, underground casino. Pay protection or get raided. 8-15 years if the dice roll wrong.
NEW MONEY
◆ Operations · 6 illegal
Drug Empire
$42M/yr · tax-free
Arms Brokerage
$28M/yr · tax-free
Underground Casino
$18M/yr · tax-free
Fight Club
$5.5M/yr · tax-free
Counterfeit Ops
$3.2M/yr · tax-free
Chop Shop
$1.8M/yr · tax-free
Tax-free cash · 8-15 yr if caught
NEW MONEY
warningILLEGALHEAT 42Tax Evasion Scheme
Offshore the dividends.
Cayman shell. Caribbean trust. By the time the IRS opens the file you’re three jurisdictions away.
If it works
If you get caught
Legacy
Write your obituary.
The newspaper runs the headline. Your spouse, kids, business partners each get a quote shaped by your actual relationship. Continue as your kid and the gravestone carries forward.
NEW MONEY
The Daily Ledger · Obituaries
BILLIONAIRE WILSON DIES AT 87
In memoriam
Zoe Wilson
AGED 87
Remembered by
Marcus Wilson
Child
"They were everything to me growing up."
Jessica
Spouse
"Fifty years. I'd do it again."
A reader
Public
"Strange to feel this much about someone I never met."
NEW MONEY
◆ Family Legacy · 3
Eleanor Wilson
Gen 1 · Foundation chair
PHILANTHROPIST WILSON DEAD AT 87
Peak NW · $840M
Marcus Wilson
Gen 2 · Tech CEO
BILLIONAIRE WILSON DIES AT 81
Peak NW · $1.4B
Zoe Wilson
Gen 3 · You
CURRENT GENERATION · AGE 52
Peak NW · $2.41B
Three generations · One ledger
The Dealt-A-Hand System
You don’t pick your starting wealth, parents, or stats.
You get dealt them.
One life starts with a $500K trust fund and Ivy League. Another with $0, a GED, and a sick parent. The fun is what you build from where you start.
Everything you can do
Businesses
Real Estate
Sports Teams
Stocks
Private Funds
Fleet
Valuables
Foundation
Romance
Underground
Casino
Titan · $50B